Whether you’re expanding a portfolio, refinancing to release capital, or securing a commercial building for your business, the funding has to factor in the best path to long range success.
We look at the asset, the income, the plans and the moving parts around your circumstance. Because we’ve worked inside both lending and property, we know how to structure cases that stand up to lender scrutiny while still reflecting the real-world picture.
This isn’t a volume-based service. It’s measured, considered finance that helps clients move forward with clarity, control and confidence.
Align works closely with property investors to shape funding that supports long-term ambitions. From single assets to multi-unit portfolios, we guide clients every step of the way, paying close attention to how each decision affects the wider picture.
Trusted top tier Broker
As a trusted Broker Partner for us, it is always a delight to deal with Patrick, Neil and the team. They are diligent and thorough in their presentations and a true collaborative partner in getting the right results for their clients, right the way through the process and beyond through the build. Always happy to see an enquiry from them and a pleasure to work with.
Read moreFirst class service and advice.
The focus and attention given for the needs for financial support is absolutely first class with Align. Patrick has been 100% focused to find what’s available and to advise on the options. Top services from really professional team. We will be doing more business together in the future.
Read moreExceptional, Personalised Service – Matt and Clara Delivered Beyond Expectations
I cannot recommend this firm highly enough! My case was handled by Belinda Clarke and Annie Castledine, and I am honestly blown away by the service. They completed everything in less than a month, which is record time and frankly unheard of in my experience. If you want a team that is professional, efficient, and lightning-fast, ask for Belinda and Annie!
Read moreHaving completed on transaction number 7 with Patrick and the team at Align, I can not praise these guys enough. The transactions can be fast passed and complicated at times but nothing is too much for the team. No task is too big for them. The communication and support given from start to finish is second to none. I put my upmost trust in these guys to deliver what they say they will, and they have done every time. Patrick’s number one goal is to get the best deal possible, he knows the market inside out and always will give you his honest opinion which goes along way in buisness. Thank you everyone at Align for the hard work you have done for us and I would highly recommend them to anyone
Read moreIncome, tenants, planning, future value, we look at the full picture to make sure the finance complements the plan, and does the right thing by you.
Investment and commercial funding isn’t necessarily about speed, it’s about getting the structure right. We keep the process proactive, consistent, and guided by long-term thinking.
Years in banking mean we know what strengthens a proposal and what weakens it. We shape cases so lenders see the strength, and the potential.
Typical investment and commercial finance gets technical quickly. We keep it as grounded as possible , whilst not excluding the facts you need to know. This way you always know where things stand and what the next step looks like.
An investment loan is for borrowers purchasing or already own or are purchasing property that generates rental income, rather than for personal use. This can be both residential assets (houses, flats, HMOs etc) or commercial assets (offices, retail, warehouses, hotels etc) or even mixed use assets that are a combination of the two (shops with uppers etc)
Commercial Finance is a loan secured against property used for business purposes, such as offices, retail, warehouses.
On average, 6–12 weeks from application, depending on complexity, valuation, and legal checks.
Most development finance products require some level of developer equity, and lenders will usually expect you to contribute 10–25% of the total project costs at the outset. This forms your equity contribution into the deal.
However, there are specialist lenders and structured funding solutions that can offer higher leverage, and in certain circumstances even provide facilities that effectively cover up to 100% of project costs. These options are assessed on a case-by-case basis and typically rely on strong additional security, a proven track record, or a joint-venture-style structure.
Absolutely. Refinancing can help release equity, reduce interest costs, or fund new investments.
Common fees include:
A short call is often enough to understand your goals and outline the best route forward.
